About Our Agency

NY Flood Smart provides comprehensive flood insurance options.

Flood insurance agency focused on protecting Long Island, NY.

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NY Flood Smart has been an experienced insurance broker with a focus on insuring homes on Long Island, NY from floods and other natural disasters. Get the protection you need by safeguarding your home with flood insurance customized to your specific needs.

Flood insurance that’s truly different than the rest.

Mackoul Risk Solutions noticed there was a problem with the traditional flood insurance policies offered by the National Flood Insurance Program (NFIP) and created NY Flood Smart as an answer to that problem. We collaborate with private flood insurance carriers to bring homeowners comprehensive flood policies that protect their families and homes during a flood. The policies offered by the NFIP do not offer dwelling limits higher than $250,000, and most homes on Long Island, NY need double that in order to rebuild. Our private flood policies also offer temporary living expenses if you and your family are displaced from your home during a flood. These little things could make a major difference during a disaster.

Safeguarding Long Island, NY with flood coverage.

Flood insurance is more than just a necessity, it’s the ultimate peace of mind. Flooding in your home, even just an inch, can cause thousands of dollars in damage, not to mention your valuables. With the right flood insurance policy, you won’t have to worry or wonder whether your coverage is enough. We are here to help you understand your individual needs so that when you choose a plan, it will be the best solution for your situation.

Focused on empowering our clients.

Everyone knows about flood insurance, but there are some things you shouldn’t be finding out when your home is flooding. As an insurance agency solely dedicated to flood insurance solutions, our experienced team knows the ins and outs of flood coverage, as well as the region we serve, Long Island, NY, including Nassau County, NY and Suffolk County, NY. You can count on us to not only protect you with the right insurance coverage but also equip you with the knowledge you need to safeguard your home and your valuables.

Our Mission

NY Flood Smart was created to provide Long Islanders with affordable flood insurance solutions. We pride ourselves on providing excellent customer service and educating our clients on their flood insurance policies.

Meet Our Team
About Our Agency - View of Residential Homes Along the Coast in Long Island New York

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As an independent agency, we are here to help you find the right coverage.

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What Makes Our Independent Agency Different?

  • Personalized insurance solutions.
  • Friendly, knowledgeable service.
  • Building trusted relationships.
Find Out How

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Backed by the expertise of Mackoul Risk Solutions.

NY Flood Smart, a subsidiary of Mackoul Risk Solutions, focuses on the same guiding principles when it comes to serving our clients.

Mackoul Risk Solutions
Trusted

Establishing and maintaining trusted relationships with each and every client. It’s what we do best. That’s because we truly care about you and are focused on protecting what you value most.

Customized

Customizing flood insurance plans to fit every need and budget for homeowners throughout Long Island, NY. Because every home has different needs, but every home deserves to be protected.

Dedicated

Experienced insurance advisors are dedicated to guiding clients through every step of the insurance process. That’s why we strive to help you better understand your insurance so it works for you.

Flood Insurance is All We Do

Whether your home is in a high-risk flood zone or not, it’s still essential to have the right flood insurance policy in place to safeguard your home, your valuables, and your investment. With a sole focus on flood insurance, we are dedicated to customizing solutions to meet your specific needs so that you’ll be prepared for anything.

Flood InsuranceGet a Quote
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  We are proud to provide comprehensive and affordable flood insurance solutions to homeowners across Long Island, NY.

  Request an Insurance Quote

As an independent agency, we are here to help you find the right coverage.

Get a Quote

It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!